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Savings and Investments = BIG WORD!

We are gearing towards a new year once again. I am looking forward to a fruitful and blessed 2020 for all of us.  For me, a new year means another added year (getting a year older) and it made me feel anxious and nervous when I started to think about what will happen to Dirk and I.

I am not getting any younger and my Dirk is growing fast as well. I have been working for 10 years and I have not saved enough for both of us (literally). Regardless of how much we planned for everything but there will always be unforeseen events that cause our savings to be used up. 
It takes a lot of discipline to save (no joke). I cannot deny the fact that I love to buy unnecessary stuff (I think others can relate as well) and will regret it at the end of the day.  Useless spending has been by stress reliever but I started to restrain myself on this aspect and started to think thrice before spending on anything unless it is needed. 
Another weakness of mine is when it comes to Dirk. Until now even he is alr…
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So grateful to win the planner giveaway hosted by Mommy Jan of Mommyplannerista & Mommyplannerista.plans and collaboration with Bdjbuzz and Crazyaboutpaperstore.
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My 1st Planner from

Hi everyone! After how many years, I am back in doing product reviews which I am very passionate about. Today, I received a very beautiful surprise form Personal It took months before I received it, but it is worth the wait. For those who are planner addicts like me, check this out.
To start, I read about how Personal Planner started. How the husband’s planner gift for his wife turned into a business. This is truly inspiring since a lot was given a chance to personalize or customize their planner that would be perfectly suite their lifestyle. I am just so pleased since I designed my planner and I will be sharing the design I made for my planner.
For my cover photo, I love the black and white accent that is why I chose the angel wings design. The simplicity of the design is just perfect for me and the hard cover is sturdy so you can carry this planner anywhere you want.

I also like this first page wherein you can write something about your planner. Since I don’t want to lose …