We are gearing towards a new year once again. I am looking forward to a fruitful and blessed 2020 for all of us. For me, a new year means another added year (getting a year older) and it made me feel anxious and nervous when I started to think about what will happen to Dirk and I. Just thinking what 2020 will bring. I am not getting any younger and my Dirk is growing fast as well. I have been working for 10 years and I have not saved enough for both of us (literally). Regardless of how much we planned for everything but there will always be unforeseen events that cause our savings to be used up. It takes a lot of discipline to save (no joke). I cannot deny the fact that I love to buy unnecessary stuff (I think others can relate as well) and will regret it at the end of the day. Useless spending has been by stress reliever but I started to restrain myself on this aspect and started to think thrice before spending on anything unless it is needed. ...
♥ I never knew how much LOVE my heart could hold until someone called me Mama ♥